Credit Counseling with SFS Tax Pros

Credit issues can cost you hundreds, even thousands, of dollars a year. Your credit score is part of your financial power; it helps you get the things you need now, and pay over time. Your credit history is very important to make purchases like a car, mortgage for a home, or qualify for a credit card. Credit also can determine your rate for auto insurance, utilities, and other similar services. Your credit history is like your consumer report card. It is based on your promise to pay later. Working to improve your credit helps ensure you'll qualify for loans when you need them and allow you to save money by getting better interest rates.

SFS can help you with the challenges you may have when it comes to your credit history. We all have made some mistakes, had some setbacks, or just victims of the financial downturns in our economy. This is no reason to keep bad credit.

SFS's effective and affordable 3 step process helps restore credit in as little as 6 months.

1. CREDIT REPORT REVIEW

First, they review your credit report to determine which negative items are wrongfully hurting your score.

2. CHALLENGE & DISPUTE

Second, they ask the credit bureaus and your current and past creditors to verify these negative items as accurate and fair according to the Fair Credit Reporting Act. If they can’t, they are required to remove the negative items by law.

3. CREDIT BUILDING 

SFS Tax Pros educates you on the credit-building process by providing information and resource that you can use to build your credit profile.