All Things Home
Megan Woissol | July 5th, 2023 Our clients know how important our ethical standards are to us, and that they are the heart of everything we do here. We are pleased to hold a high star rating with Google, and to continue exemplifying our commitment to excellence with our A+ Rating and Accreditation with the Better Business Bureau. Today, it …
Buying a home is a significant life event, and choosing the right realtor and lending team can make all the difference in ensuring a smooth and successful transaction. With so many real estate agents out there, it’s essential to find someone who understands your needs, knows the local market, and can advocate for your best interests.
Getting approved for a mortgage is a crucial step in realizing your dream of homeownership. It’s a process that involves several steps, paperwork, and financial assessments. While it may seem daunting, understanding the process can make it much more manageable. In this blog post, we’ll walk you through the key steps involved in getting approved for a mortgage, empowering you to confidently embark on your homebuying journey.
Divorce can be a very difficult time, not only emotionally but also financially. If you and your spouse owned a home together, you may now be wondering how to go about splitting up this big asset.
If you’ve been thinking of purchasing a home, you might have heard that you will need to have earnest money, closing costs, and of course, your down payment. It’s normal to wonder how all these things will stack up – we’ll help break it down for you.
It’s a common phenomenon in the mortgage industry – prospective buyers will disappear when asked to complete their application, never to be seen or heard from again. Some people find the mortgage application process overwhelming, stressful, or time consuming. Others don’t understand why it should be necessary. Let’s demystify it. What is a mortgage application? The mortgage application is an in-depth …
Many borrowers express concern about actually owning a home as opposed to the purchase process. What happens once you move in? How do you make sure you’re financially prepared? Here are some budgeting and finance tips to help you as you transition into home ownership.
Many borrowers, especially first time buyers, think that their mortgage terms will be the same no matter who they choose to work with. In reality, this is far from the truth. There’s a reason the 45-day credit shopping rule exists. During this 45-day shopping period, the impact on your credit is the same no matter how many lenders you consult, …
Megan Woissol | November 23, 2022 Most people have heard that to get pre-approved for a mortgage loan, you’ll be expected to provide proof that you have had employment over the last 2 years. It might seem cut and dry, but there’s a few common myths we hear from borrowers that we want to debunk. MYTH: You must have been …
As things return to pre-COVID normal, many borrowers are fearful of rising mortgage interest rates and what that means for purchasing a home. Trusted economists and housing experts throughout the nation tend to agree that it is not expected for rates to drastically decrease. It seems now might be a great time for many buyers to take the leap and lock in today’s rates. And if you’re wishing for a lower rate than your qualifying rate, there are a few options.