paperwork that says "mortgage application" with a red stamp that says "approved"

The Mortgage Approval Process: Your Step-by-Step Guide

Getting approved for a mortgage is a crucial step in realizing your dream of homeownership. It’s a process that involves several steps, paperwork, and financial assessments. While it may seem daunting, understanding the process can make it much more manageable. In this blog post, we’ll walk you through the key steps involved in getting approved for a mortgage, empowering you to confidently embark on your homebuying journey.

Mortgage Myth: 2 years of Employment

Megan Woissol | November 23, 2022 Most people have heard that to get pre-approved for a mortgage loan, you’ll be expected to provide proof that you have had employment over the last 2 years. It might seem cut and dry, but there’s a few common myths we hear from borrowers that we want to debunk. MYTH: You must have been …

A couple standing in front of their home, holding a set of keys, and smiling

3 Ways to Get a Lower Mortgage Interest Rate

As things return to pre-COVID normal, many borrowers are fearful of rising mortgage interest rates and what that means for purchasing a home. Trusted economists and housing experts throughout the nation tend to agree that it is not expected for rates to drastically decrease. It seems now might be a great time for many buyers to take the leap and lock in today’s rates. And if you’re wishing for a lower rate than your qualifying rate, there are a few options.

A bowl of Georgia Peaches

Affinity Mortgage Brokers Now Licensed in 8th State, Georgia

November 4th, 2022 | Megan Woissol It’s official – we’re licensed in Georgia! Georgia is now the eighth state we have the privilege to be able to do business in. Though we’re headquartered in Colorado, obtaining licenses in other states is part of an overall commitment to client service. Whether we meet our clients here in Colorado or knew them …