How to Budget for Home Ownership

Many borrowers express concern about actually owning a home as opposed to the purchase process. What happens once you move in? How do you make sure you’re financially prepared? Here are some budgeting and finance tips to help you as you transition into home ownership.

A bowl of Georgia Peaches

Affinity Mortgage Brokers Now Licensed in 8th State, Georgia

November 4th, 2022 | Megan Woissol It’s official – we’re licensed in Georgia! Georgia is now the eighth state we have the privilege to be able to do business in. Though we’re headquartered in Colorado, obtaining licenses in other states is part of an overall commitment to client service. Whether we meet our clients here in Colorado or knew them …

An African American Mom and Dad give piggyback rides to their two children while smiling

Creating Generational Wealth Through Real Estate

Megan Woissol | September 19, 2022 Have you ever asked yourself, “Why should I buy a house?” Besides the obvious reasons, like freedom in your dwelling (i.e. having no landlord to obey), tax benefits, and savings, there’s another reason you may not have considered. Being able to pass financial stability on to your children is something many people never get …

What Do Rising Interest Rates Really Mean?

Megan Woissol | July 19, 2022 You’re hearing it on the news, seeing it on social media, and listening to the people around you panic over rising interest rates. Headlines read “Interest Rates are on the Rise!” Now, you might be worried about what this means for your home purchase – should you put it off and wait until rates go down? …

Girl with dark hair thinks while holding a paint brush

Are you still happy in the home you bought? 

Megan Woissol | November 11, 2021 Let’s find out, and review your financial options based on your score. Your commute is worse than you expected (1 point) There is too much highway or traffic noise (1 point) You don’t get along with your neighbors (2 points) You don’t have enough storage space (2 points) There is too much space to clean (1 …

man and woman thinking, house in thought bubble above

How to Lower your Monthly Mortgage Payment

Megan Woissol | May 26th, 2022 If you’ve been paying your mortgage for a while, you might be curious about your options for lowering your mortgage payment. Refinancing can open several doors to a lower payment. Refinancing to Get Rid of Private Mortgage InsuranceIf you bought your home using an FHA loan, you’ve probably been paying private mortgage insurance. Refinancing …

man stacking blocks with percentage signs on them

Let’s Talk About Interest Rates and APR

Megan Woissol | November 11, 2021 Borrowers often ask, “What is the difference between Interest Rate and APR?” It’s a fair question. What are these numbers, and what exactly do they mean? Interest Rate is the annual cost of the loan to the borrower. It is expressed as a percentage. The interest rate is only the interest that you will …

decorative placard that says wealth and finance international

We’ve Won Ethical Mortgage Broker of the Year!

If you’ve worked with us, you know that our ethical standards are crucial to us and are at the very heart of everything we do here. If you haven’t, you can tell by our mission statement and our reviews how important it is. That’s why it is so exciting to be able to announce that we are the recipient of …