Getting approved for a mortgage is a crucial step in realizing your dream of homeownership. It’s a process that involves several steps, paperwork, and financial assessments. While it may seem daunting, understanding the process can make it much more manageable. In this blog post, we’ll walk you through the key steps involved in getting approved for a mortgage, empowering you to confidently embark on your homebuying journey.
Getting a Divorce… What To Do About The House?
Divorce can be a very difficult time, not only emotionally but also financially. If you and your spouse owned a home together, you may now be wondering how to go about splitting up this big asset.
How Much Money Do I Need to Buy a House?
If you’ve been thinking of purchasing a home, you might have heard that you will need to have earnest money, closing costs, and of course, your down payment. It’s normal to wonder how all these things will stack up – we’ll help break it down for you.
Mortgage Myth: 2 years of Employment
Megan Woissol | November 23, 2022 Most people have heard that to get pre-approved for a mortgage loan, you’ll be expected to provide proof that you have had employment over the last 2 years. It might seem cut and dry, but there’s a few common myths we hear from borrowers that we want to debunk. MYTH: You must have been …
3 Ways to Get a Lower Mortgage Interest Rate
As things return to pre-COVID normal, many borrowers are fearful of rising mortgage interest rates and what that means for purchasing a home. Trusted economists and housing experts throughout the nation tend to agree that it is not expected for rates to drastically decrease. It seems now might be a great time for many buyers to take the leap and lock in today’s rates. And if you’re wishing for a lower rate than your qualifying rate, there are a few options.
Affinity Mortgage Brokers Now Licensed in 8th State, Georgia
November 4th, 2022 | Megan Woissol It’s official – we’re licensed in Georgia! Georgia is now the eighth state we have the privilege to be able to do business in. Though we’re headquartered in Colorado, obtaining licenses in other states is part of an overall commitment to client service. Whether we meet our clients here in Colorado or knew them …